Here are some things to know
What's Original Medicare?
Who provides coverage?
How do you choose your providers?
You have your choice of doctors, hospitals, and other providers that accept Medicare.
How much does it cost?
In 2017, the standard Part B premium amount is $134 (or higher depending on your income) ($134 in 2018). However, some people who get Social Security benefits pay less than this amount ($109 on average in 2017; $130 on average in 2018).
- Generally, you pay a deductible and coinsurance for your Part A and Part B services. If you choose to buy a Medicare Supplement Insurance (Medigap) policy (see Step 3), your Medigap policy may pay some of these costs.
- Learn more about Part A and Part B costs.
Prescription drug coverage
If you want prescription drug coverage, you must choose and join a Medicare Prescription Drug Plan. You usually pay a monthly premium.
These plans are run by private companies approved by Medicare. Learn more about how to get drug coverage.
You may want to get coverage to help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. You can choose to buy a Medigap policy from a private company.