Covered California Special Enrollment

You may be eligible for health insurance and financial assistance.

What is special enrollment?

You can typically only enroll in Covered CaliforniaTM during a set time called “open enrollment.” A special enrollment allows you to enroll in or make changes to your health insurance plan outside this open enrollment period. To qualify for special enrollment, you must have a qualifying life event and enroll within 60 days from the date of that event.

What is the deadline for enrollment?

You have 60 days from the date of your qualifying life event to enroll or change your existing Covered California health insurance plan.

How do you qualify for special enrollment?

• You get married or enter into a domestic partnership
• You have or adopt a child, or place a child in adoption or in a foster home
• You lose your health coverage, including no longer being eligible for Medi-Cal
or losing your coverage through your job
• You change where you permanently live or move to another region
of the state where plan options are diff erent
• You are released from jail or prison
• You have exhausted your COBRA coverage
• You are already enrolled in a Covered California plan and you become newly
eligible or ineligible for tax credits based on your income
• You turn 26 and can no longer be covered by your parents’ plan
• You’re no longer covered by a college health plan
• You return from active-duty military service
• You become a citizen, national or lawfully present individual
• If you are a member of a federally recognized American Indian or Alaska Native
tribe, you can enroll anytime and change plans no more than once per month
• If you applied for health coverage through Covered California before March 31st
or Medi-Cal after March 31st and feel you were incorrectly denied
• If your enrollment was wrong due to an error, misrepresentation or
misconduct of your health insurance company, Covered California
or a non-Covered California entity
• Covered California determines you experienced an exceptional circumstance

To find out about other qualifying life events, visit CoveredCA.com.

What if you do not have a qualifying life event?

You will have to wait until the next open enrollment period in the fall to sign up for health insurance.

Is financial help available?

Yes. Covered California is the only place that off ers fi nancial help to get health coverage. The lower your income, the more fi nancial assistance you receive.

What if you qualify for Medi-Cal?

You can enroll in Medi-Cal anytime. To fi nd out if you or someone in your family is eligible, you can apply at CoveredCA.com or call your county human services agency.

How do you avoid gaps in coverage?

You will need to plan ahead to avoid gaps in health coverage. It helps to know that in general, the start date for coverage depends on the date you enroll. If you enroll by the 15th day of the month, your coverage will start on the fi rst day of the next month. If you enroll after the 15th day of the month, your coverage will start on the fi rst day of the second month. You can use this guideline to plan the start date of your new coverage and avoid gaps.

What is the deadline for enrollment?

You have 60 days from the date of your qualifying life event to enroll or change your existing Covered California health insurance plan.


FIND OUT IF YOU’RE ELIGIBLE

You have 60 days after your qualifying life event to enroll in or change your existing plan. 

RB Insurance Corner Walnut & Jackson
(530) 840-6611

 

Informational PDF avalible HERE!

Special Enrollment - Qualifying Events

 

Walk in or Appointment, Quotes are FREE!


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Medicare Red Bluff Enrollment Center
Covered California Enrollment Center
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Medical Insurance Enrollment Red Bluff
Medicare Red Bluff